Under the background of strict regulation, due to the cyclical adjustment of the financial leasing industry, some top companies have maintained a growth trend in asset size and net profit. Internal differentiation has emerged in the financial leasing industry, increasing operational pressure, and a slowing trend in asset size growth. Although the overall pressure on credit quality has eased, downward pressure on asset quality is widespread, and the recovery period for narrowing profit space is still long. With the continuous upgrading and iteration of digitization, intelligence, and specialization, Culture and Tourism Group Financial Leasing Company should strengthen its professional ethics, improve its risk analysis and prediction capabilities, design integrated business guidelines for due diligence information collection and risk analysis, rely on big data to build a leasing asset identification, evaluation, monitoring, and early warning system, and establish a comprehensive, multi angle, and lean risk analysis and early warning mechanism. Through case analysis, problems are identified in a timely manner, and continuous reflection and improvement are made. Business process diagrams are drawn according to different scenarios, crisis warning indicators are set up, and a lean risk management team is formed. Crisis warning signals are continuously tracked and released, and processes and asset quality management are continuously improved. A lean risk control system is established to reduce risk losses and create benefits for the enterprise.
| Published in | International Journal of Economic Behavior and Organization (Volume 12, Issue 2) |
| DOI | 10.11648/j.ijebo.20241202.13 |
| Page(s) | 77-82 |
| Creative Commons |
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
| Copyright |
Copyright © The Author(s), 2024. Published by Science Publishing Group |
Financial Leasing, Risk Analysis, Crisis Warning, Lean Management
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APA Style
Chunhua, Z., Ke, G., Yuhang, X. (2024). Project Risk Analysis and Early Warning of Culture and Tourism Group Financial Leasing Company. International Journal of Economic Behavior and Organization, 12(2), 77-82. https://doi.org/10.11648/j.ijebo.20241202.13
ACS Style
Chunhua, Z.; Ke, G.; Yuhang, X. Project Risk Analysis and Early Warning of Culture and Tourism Group Financial Leasing Company. Int. J. Econ. Behav. Organ. 2024, 12(2), 77-82. doi: 10.11648/j.ijebo.20241202.13
AMA Style
Chunhua Z, Ke G, Yuhang X. Project Risk Analysis and Early Warning of Culture and Tourism Group Financial Leasing Company. Int J Econ Behav Organ. 2024;12(2):77-82. doi: 10.11648/j.ijebo.20241202.13
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Download@article{10.11648/j.ijebo.20241202.13,
author = {Zheng Chunhua and Gao Ke and Xing Yuhang},
title = {Project Risk Analysis and Early Warning of Culture and Tourism Group Financial Leasing Company
},
journal = {International Journal of Economic Behavior and Organization},
volume = {12},
number = {2},
pages = {77-82},
doi = {10.11648/j.ijebo.20241202.13},
url = {https://doi.org/10.11648/j.ijebo.20241202.13},
eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijebo.20241202.13},
abstract = {Under the background of strict regulation, due to the cyclical adjustment of the financial leasing industry, some top companies have maintained a growth trend in asset size and net profit. Internal differentiation has emerged in the financial leasing industry, increasing operational pressure, and a slowing trend in asset size growth. Although the overall pressure on credit quality has eased, downward pressure on asset quality is widespread, and the recovery period for narrowing profit space is still long. With the continuous upgrading and iteration of digitization, intelligence, and specialization, Culture and Tourism Group Financial Leasing Company should strengthen its professional ethics, improve its risk analysis and prediction capabilities, design integrated business guidelines for due diligence information collection and risk analysis, rely on big data to build a leasing asset identification, evaluation, monitoring, and early warning system, and establish a comprehensive, multi angle, and lean risk analysis and early warning mechanism. Through case analysis, problems are identified in a timely manner, and continuous reflection and improvement are made. Business process diagrams are drawn according to different scenarios, crisis warning indicators are set up, and a lean risk management team is formed. Crisis warning signals are continuously tracked and released, and processes and asset quality management are continuously improved. A lean risk control system is established to reduce risk losses and create benefits for the enterprise.
},
year = {2024}
}
TY - JOUR T1 - Project Risk Analysis and Early Warning of Culture and Tourism Group Financial Leasing Company AU - Zheng Chunhua AU - Gao Ke AU - Xing Yuhang Y1 - 2024/04/29 PY - 2024 N1 - https://doi.org/10.11648/j.ijebo.20241202.13 DO - 10.11648/j.ijebo.20241202.13 T2 - International Journal of Economic Behavior and Organization JF - International Journal of Economic Behavior and Organization JO - International Journal of Economic Behavior and Organization SP - 77 EP - 82 PB - Science Publishing Group SN - 2328-7616 UR - https://doi.org/10.11648/j.ijebo.20241202.13 AB - Under the background of strict regulation, due to the cyclical adjustment of the financial leasing industry, some top companies have maintained a growth trend in asset size and net profit. Internal differentiation has emerged in the financial leasing industry, increasing operational pressure, and a slowing trend in asset size growth. Although the overall pressure on credit quality has eased, downward pressure on asset quality is widespread, and the recovery period for narrowing profit space is still long. With the continuous upgrading and iteration of digitization, intelligence, and specialization, Culture and Tourism Group Financial Leasing Company should strengthen its professional ethics, improve its risk analysis and prediction capabilities, design integrated business guidelines for due diligence information collection and risk analysis, rely on big data to build a leasing asset identification, evaluation, monitoring, and early warning system, and establish a comprehensive, multi angle, and lean risk analysis and early warning mechanism. Through case analysis, problems are identified in a timely manner, and continuous reflection and improvement are made. Business process diagrams are drawn according to different scenarios, crisis warning indicators are set up, and a lean risk management team is formed. Crisis warning signals are continuously tracked and released, and processes and asset quality management are continuously improved. A lean risk control system is established to reduce risk losses and create benefits for the enterprise. VL - 12 IS - 2 ER -
Finance Department, Shandong Culture and Tourism Group Financial Leasing Co., Ltd, Jinan, China
Guanghua School of Management, Peking University, Beijing, China; Development Research Center, Shandong Provincial People’s Government, Jinan, China
School of Accountancy, Shandong Youth University of Political Science, Jinan, China
